1. Introduction
Vidal Credit Services LLC ("Company," "we," "our," or "us") is committed to protecting your personal information and your right to privacy. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website vidal-credit-services.com and contact us for business funding services.
Please read this Privacy Policy carefully. If you disagree with its terms, please discontinue your use of our website.
2. Information We Collect
We collect information that you voluntarily provide to us when you submit an application or inquiry, including:
- First and last name
- Email address
- Business name and type
- Funding amount requested
- Time in business
- Any additional details you provide in message fields
We also automatically collect certain information when you visit our website, such as IP address, browser type, pages visited, and referring URL through standard web server logs and analytics tools.
3. How We Use Your Information
We use the information we collect for the following purposes:
- To evaluate and process your business funding application
- To communicate with you regarding your inquiry or application status
- To send you information about our financial products and services
- To send SMS/MMS messages if you have opted in to text communications
- To improve our website, products, and services
- To comply with legal obligations
4. Information Sharing and Disclosure
We do not sell, trade, or rent your personal information to third parties for their marketing purposes. We may share your information only in the following limited circumstances:
- Service Providers: We may share information with trusted third-party vendors who assist us in operating our website and delivering services (e.g., email delivery, analytics), subject to confidentiality obligations.
- Legal Requirements: We may disclose information if required by law, court order, or governmental authority.
- Business Transfers: In connection with a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.
All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
5. SMS & Text Message Communications
SMS / Text Messaging
If you opt in to receive SMS/text messages from Vidal Credit Services LLC, the following terms apply: We may send you recurring marketing and promotional messages using an automated telephone dialing system (ATDS). Message frequency varies; you may receive up to 4 messages per month. Message and data rates may apply. Reply STOP to opt out at any time. Reply HELP for assistance. Consent is NOT a condition of purchase or receipt of our services.
To opt out of SMS communications at any time, reply STOP to any message. For assistance, reply HELP.
Mobile opt-in data and consent will not be shared with any third parties.
6. Data Security
We implement commercially reasonable technical and organizational security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
7. Data Retention
We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When information is no longer needed, we securely delete or anonymize it.
8. Your Rights and Choices
Depending on your location, you may have certain rights regarding your personal information, including:
- Access: Request a copy of the personal information we hold about you
- Correction: Request correction of inaccurate or incomplete information
- Deletion: Request deletion of your personal information, subject to legal obligations
- Opt-Out: Opt out of SMS communications by replying STOP; opt out of email communications by following the unsubscribe link
9. Cookies and Tracking Technologies
Our website may use cookies and similar tracking technologies to enhance your browsing experience and collect usage data. You may disable cookies through your browser settings; however, some features of the site may not function properly if cookies are disabled.
10. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.
11. Children's Privacy
Our services are intended for business owners and are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected information from a child under 18, we will take steps to delete it promptly.
12. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. When we do, we will revise the "Last Updated" date at the top of this page. We encourage you to review this policy periodically to stay informed about how we protect your information. Continued use of our website after any changes constitutes your acceptance of the updated policy.
13. Contact Us
If you have questions or concerns about this Privacy Policy or our data practices, please contact us:
- pedro@vidal-credit-services.com
- 8370 W Hillsborough Ave Suite, Tampa, FL 33615