1. Acceptance of Terms
By accessing or using the website vidal-credit-services.com (the "Site") or submitting an inquiry or application to Vidal Credit Services LLC ("Company," "we," "our," or "us"), you agree to be bound by these Terms & Conditions ("Terms"). If you do not agree to these Terms, please do not use our Site or services.
We reserve the right to modify these Terms at any time. Changes will be posted to this page with an updated "Last Updated" date. Your continued use of the Site following any changes constitutes your acceptance of the revised Terms.
2. Description of Services
Vidal Credit Services LLC is a direct business lender offering the following financial products to qualifying businesses:
- Working Capital Loans — flexible funding to support day-to-day operations, payroll, and inventory needs
- Revenue-Based Financing — funding structured around your future business receivables
- Business Funding — lump-sum capital for growth, expansion, or strategic initiatives
- Equipment Financing — capital to acquire the equipment your business needs
- Business Line of Credit — revolving access to capital drawn as needed
All products are subject to credit review and approval. We reserve the right to decline any application at our sole discretion.
3. Eligibility
To be eligible to apply for funding through Vidal Credit Services LLC, you must:
- Be a legal business entity operating in the United States
- Have been in business for at least 6 months
- Have an authorized representative with the legal authority to enter into financing agreements on behalf of the business
- Be at least 18 years of age
Submission of an application does not guarantee approval or funding. All applications are subject to our underwriting review process.
4. Application Process
When you submit an inquiry or application through our Site, you represent and warrant that all information provided is accurate, complete, and current. Providing false or misleading information may result in denial of your application and may constitute fraud under applicable law.
We may request additional documentation to verify the information provided in your application, including but not limited to bank statements, tax returns, and identification documents.
5. Website Use
You agree to use our Site only for lawful purposes and in accordance with these Terms. You agree not to:
- Attempt to gain unauthorized access to any portion of the Site
- Use the Site to transmit spam, malware, or harmful content
- Engage in any activity that disrupts or interferes with the Site's functionality
- Reproduce, duplicate, or resell any part of the Site without our express written permission
6. SMS Terms & Conditions
Text Messaging Program
By opting in to SMS communications from Vidal Credit Services LLC, you consent to receive recurring marketing and promotional messages from us via an automated telephone dialing system (ATDS). Message frequency varies; you may receive up to 4 messages per month. Message and data rates may apply. Reply STOP to opt out at any time. Reply HELP for assistance. Consent is NOT a condition of purchase or receipt of our services.
To opt out of SMS communications, reply STOP to any message. After receiving your STOP request, we will send one final confirmation message and then cease sending SMS messages to your number. To re-enroll, you must expressly opt back in. For assistance, reply HELP to any message or contact us at pedro@vidal-credit-services.com.
Mobile opt-in data and consent information will not be shared with any third parties.
7. Intellectual Property
All content on this Site, including but not limited to text, graphics, logos, images, and software, is the property of Vidal Credit Services LLC or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this Site without our express written consent.
8. Disclaimer of Warranties
THE SITE AND ITS CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. VIDAL CREDIT SERVICES LLC DOES NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
The information on this Site is provided for general informational purposes only and does not constitute financial, legal, or professional advice. You should consult with qualified professionals before making any financial decisions.
9. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, VIDAL CREDIT SERVICES LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SITE OR OUR SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Our total liability to you for any claim arising out of or relating to these Terms or our services shall not exceed the amount actually paid by you to us in the twelve (12) months preceding the claim.
10. Indemnification
You agree to indemnify, defend, and hold harmless Vidal Credit Services LLC and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of your use of the Site, violation of these Terms, or infringement of any third-party rights.
11. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles. Any dispute arising out of or relating to these Terms or our services shall be resolved exclusively in the state or federal courts located in Hillsborough County, Florida, and you hereby consent to the personal jurisdiction of such courts.
12. Privacy
Your use of this Site is also governed by our Privacy Policy, which is incorporated herein by reference. By using this Site, you consent to the data practices described in our Privacy Policy.
13. Severability
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable.
14. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Vidal Credit Services LLC with respect to your use of the Site and supersede all prior agreements, representations, and understandings.
15. Contact Us
If you have any questions about these Terms & Conditions, please contact us:
- pedro@vidal-credit-services.com
- 8370 W Hillsborough Ave Suite, Tampa, FL 33615